LC & trade finance
Support supplier payments, bulk purchases, imports, exports and shipment-linked transactions without tying up operational cash.
- Letters of credit
- Supplier financing
- Trade-cycle facilities
Singapore-based financing advisory
Capital structured around the way your business moves.
We help CFOs, Finance Directors and business owners arrange trade, receivables, inventory and working-capital facilities aligned to real procurement cycles, shipments and customer payment terms.
S$500K–S$5M+Typical facility range
60–180 daysFinancing windows
S$10M–20M+Larger deals considered
Designed for
Commodity traders
Distributors
Importers & exporters
Logistics businesses
Project-led SMEs
Financing solutions
Facilities built around commercial reality.
Whether you are funding a high-volume purchase, bridging receivables or creating headroom for growth, we help identify and structure the most appropriate route.
Receivables finance
Bridge the gap between delivery and payment by unlocking liquidity against eligible local or overseas invoices and contracts.
- Invoice financing
- Contract receivables
- Cross-border AR
Working capital
Create breathing room for payroll, inventory, project mobilisation and expansion with facilities matched to operating needs.
- Revolving facilities
- Inventory finance
- Project funding
Property-backed finance
Explore business borrowing, refinancing or capital release secured against eligible residential, commercial or industrial property.
- Commercial mortgages
- Refinancing
- Equity release
All facilities are subject to lender assessment, documentation, eligibility and approval. Larger requirements or equivalent USD amounts may be considered depending on the transaction.
Our approach
Start with the transaction. Then find the capital.
Good financing should fit the operating cycle—not force the operating cycle to fit the facility. We begin by understanding the commercial mechanics before approaching suitable funding partners.
Tell us what you need →Review
We assess your requirement, trading history, use of funds, timing and repayment route.
Structure
We identify viable facility types and position the transaction for appropriate funders.
Coordinate
We support document preparation, introductions and follow-through during assessment.
Close
We help keep the process moving through approval, documentation and disbursement.
PA
Founder-led advisory
Puvana Arul
Founder, Sixth Sense SolutionsAbout Sixth Sense Solutions
Focused advice. Practical execution.
Sixth Sense Solutions is a Singapore-based business financing advisory founded to help companies navigate a fragmented lending market with greater clarity.
We work directly with decision-makers to understand each requirement, coordinate with specialist funding partners and pursue structures suited to the underlying business need. You receive a hands-on, commercially grounded process from first conversation to outcome.
Independent perspectiveSolutions considered across suitable funding channels.
Direct involvementYour requirement is reviewed and handled personally.
Clear communicationPractical expectations at every stage of the process.
Prepare for a productive discussion
What should you have ready?
- Requested facility and intended use
- Latest management accounts or financials
- Recent bank statements and existing facilities
- Relevant invoices, contracts, POs or trade documents
Start a conversation
Let’s assess the right structure for your next requirement.
Share a brief overview of your financing need. Puvana will review it personally and discuss the most practical next step.